Marine Corps League
Detachment # 724
Col McBride MTACS- 38 newsletter
to Apply to Montana Legal Services
||Troops to Teachers Flyer
My name is Tyler Heath, and I work in the public outreach
department of The Mesothelioma Center Asbestos.com.
I came across your site while looking for organizations to reach
out to about mesothelioma and asbestos exposure. As a result of
the military's past reliance on asbestos, veterans account for an
estimated 30 percent of all mesothelioma patients. Our organization,
the Mesothelioma Center, provides free information, resources and
personal assistance to those who have been affected by mesothelioma
and asbestos exposure. I noticed you have a veterans-related resources
page at http://mclswmt.org/ and thought that you might be interested
in adding our organization as well. If you have any questions, feel
free to contact me.
Mesothelioma Center at Asbestos.com
Jobs and SouthWest
Job opportuities to help in current
Emergency Mangement info flyer
||Disaster Relief available for DAV members
||MCL Mid winter meeting
||From: "VA Office of Economic Opportunity"
Date: November 21, 2017 at 3:10:02 PM MST
Subject: VA & CFPB Warning on Refinancing Offers
Colleagues and Fellow Veterans,
The VA Interest Rate Reduction Refinance Loan (IRRRL) lowers your
interest rate by refinancing your existing VA home loan. During
FY17, VA guaranteed over 190,000 home loans under this program.
In FY 2017, there were nearly 1,500 lenders that participate in
the VA Home Loan program.
Regrettably, some lenders have taken advantage of Servicemembers
and Veterans with VA home loans in the past. They have sent unsolicited
offers to refinance VA mortgages with misleading advertising. If
you have a VA home loan, there is a good chance you have already
come into contact with unsolicited offers which appear official
and may sound too good to be true.
The VA and the Consumer Financial Protection Bureau (CFPB) have
issued their first Warning Order to Servicemembers and Veterans
who currently have a VA home loan, as we have found that some of
you are being targeted with misleading advertising.
Understand that certain advertised benefits, such as no out-of-pocket
closing costs, skipped mortgage payments, and escrow refunds, are
costs that are generally added to your loan and increase the overall
principal balance. These are all red flags that may indicate that
the loan is less likely to benefit you. Before you proceed with
a VA mortgage refinance, be sure to consider the long-term and short-term
benefits and consequences of refinancing your loan.
If you are contacted to refinance your VA mortgage, carefully consider
your options and ask questions:
Does a lower interest rate extend the term (i.e., 30-year fixed
rate to another 30-year fixed rate)?
What are the financial implications when choosing between a fixed
term and an adjustable rate mortgage loan?
What is your total payback for the new loan vs. the original loan?
Do offers of skipped payments or cash back ultimately get added
to my loan amount?
If you have a problem with a VA mortgage refinance or other mortgage
issues, you can submit a complaint to the CFPB online or by calling
(855) 411-CFPB (2372). Please also see VA/CFPB’s blog on this
topic at: https://www.consumerfinance.gov/about-us/blog/cfpb-and-va-warno-va-refinancing-offers-sound-too-good-be-true/.
We are working hard, along with other government agencies, to identify,
stop, and prevent illegal and misleading advertising related to
VA mortgages and refinancing. If you have questions that aren’t
being answered by your lender, please get a second opinion from
another lender, or call a VA loan specialist who is available to
assist you from 8 a.m. to 6 p.m. ET, Monday through Friday at (877)
As always, thank you for your service.
Curtis L. Coy
Deputy Under Secretary for Economic Opportunity
Veterans Benefits Administration
U.S. Department of Veterans Affairs
Washington, DC 20420
VA Core Values: Integrity, Commitment, Advocacy, Respect, Excellence
||National Convention documents 1of9
||From: Casey, Amanda (Tester) [mailto:Amanda_Casey@tester.senate.gov]
Sent: Wednesday, November 29, 2017 3:13 PM
Subject: FW: VIDEO RELEASE: Tester: Replace Veterans Choice Program
with Bipartisan Community Care Plan
Below is something I thought you all would like to see. Thank you
for all that you have done.
FOR IMMEDIATE RELEASE
November 29, 2017
Marneé Banks | 202.604.5521
Dave Kuntz | 202.224.8544
Luke Jackson | 406.702.5484
Tester: Replace Veterans Choice Program with Bipartisan Community
Senator’s Bill Puts Health Care Decisions in the Hands of
Veterans and Their Doctors
(U.S. Senate) – Ranking Member of the Senate Veterans’
Affairs Committee Jon Tester today led a Senate markup on his bipartisan
bill to streamline the VA’s community care programs and bolster
VA care for veterans.
Tester’s Caring for Our Veterans Act phases out the Choice
Program while creating a single, easy-to-navigate VA community care
system. It also allows the VA to invest in its medical staff and
infrastructure to better serve veterans in rural areas like Montana.
“Our bill ends the Choice Program as we know it today and
puts veterans at the center of their health care decisions,”
said Tester. “Instead of forcing veterans into a one-size-fits-all
system, this plan allows them to choose with their doctors the health
care that works best for them. This bill was crafted through close
collaboration and compromise with veterans and advocates, Republicans
and Democrats. I look forward to thorough debate on this bill so
veterans in Montana have a health care system that works for them.”
Tester’s Caring for Our Veterans Act modifies veterans’
access to care in their communities by:
Merging the seven VA community care programs into one program that
puts the veteran and their doctor at the center of medical decisions.
Improving accountability and transparency of VA’s spending
and third party administrators like Health Net.
Providing veterans with convenient access to walk-in clinics for
non-urgent health care needs.
Tester’s bill will also bolster the VA’s capacity to
care for veterans by:
Incentivizing medical staff to work at rural, underserved and tribal
VA facilities, and deploying mobile teams to provide additional
Removing barriers for veterans to access telemedicine, including
mental health care, closer to home.
Bringing more nurses and heart-and-lung specialists to work at the
VA, and clinical staff to work at Vet Centers.
The bill also extends the VA’s caregiver support program to
veterans of all eras.
Members of the Senate Veterans’ Affairs Committee today met
to offer amendments to Tester’s bill. During that meeting,
the Committee voted to send the bill to the Floor for full Senate
The American Legion, Disabled American Veterans, Iraq and Afghanistan
Veterans of America, Military Officers Association of America, Paralyzed
Veterans of America, Veterans of Foreign Wars, and Wounded Warrior
Project have endorsed Tester’s Caring for Our Veterans Act.
“Millions Unaware of New TRICARE
Costs: The VFW released the results of a survey this week that confirmed
that potentially millions of military TRICARE beneficiaries are
still unaware that in one month their health care program costs
are about to increase. The VFW survey was conducted between Oct.
26 and Nov. 8, with more than 11,800 responses tallied. Only 48
percent of respondents were aware of any TRICARE program changes,
which take effect in the new year. Thirty percent of respondents
identified themselves as TRICARE Prime users, but only 12 percent
reported being aware that Prime co-payments for military retirees
were increasing. TRICARE reports 4.6 million beneficiaries in its
Prime category, and 1.94 million using either TRICARE Standard or
Extra. The changes were mandated by the fiscal year 2017 National
Defense Authorization Act. Also beginning Jan. 1, TRICARE Select
replaces TRICARE Standard and Extra, and with it comes a new flat-rate
co-payment and enrollment fee. VFW National Commander Keith Harman
said “I can only hope DOD ups their game to fill in the notification
gaps before the Jan. 1 implementation date.” Learn more here.”
Mark P. Gollinger
Disabled Veteran Outreach Program (DVOP)/Veterans Representative
Montana Department of Labor & Industry
Job Service Butte
PHONE (406) 494-0316 | FAX (406) 494-5481
Toys for Tots - email
from Tammy Weatherholtz/toysfortots.org - Detachment
#724 2017 recap
||Montana Conservation Corps / Veteran Green
Corps - Job
|meeting March 20
with Enegy Bills
|April 27, 201
Butte Commuinty Action Team (
see flyer here)
Trainers for each are as follows:
YMHFA, 5/10: Dan Larson and Sarah Trang
AMHFA, 6/14: Laura Cross and Diane Banks Mohr
Signs of Suicide, 7/12: Dan Foley and Dan Larson
Signs of Sucicide, 9/13: Dan Foley and Ashley Choquette
ACES, 10/11: Laura Cross and Molly Molloy
AMHFA: 11/8: Laura Cross and Diane Banks Mohr
YMHFA, 12/13: Emily Jonart and Ashley Choquette